• Group based product
• Automatic account opening in name of group : YES
• Optional deposit : Yes
• Account Holder : Member
• Deposit Type : Saving
• Loan not issued against it

• Interest rate : 8.5 to 11 % per annum (4% if deposited less than 9 years)
• Interest posting freq: Quaterly (payment will be made after 10 year and 15 years.)
• Interest expense : Daily
• Interest calculated on : Daily balance

• Minimum 10 to 15 years.

• Each member should be deposited each group meeting.

• Income below 10,000.00 may not be entitled to tax. Tax rate is 5 %
• Tax shall be deducted during interest post frequency